Mississippi Unemployment Filing Weekly Claims Information 

Mississippi Unemployment Benefits Claim

Claimants who have never before received aid may not know how to claim unemployment benefits in Mississippi after filing a claim. An applicant who qualifies for unemployment must perform continued activities in order to claim benefits smoothly without getting denied. When claiming benefits for unemployment, a petitioner must understand the stipulations for calculating benefits, the limitations on benefits and how federal income taxes are applied to recipients.

To learn more about how to claim unemployment benefits in MS, read the following sections:
•    Claiming benefits for unemployment in Mississippi
•    Calculating unemployment benefits in Mississippi 
•    Filing for the weekly unemployment benefit  in Mississippi


Claiming Benefits for Unemployment in Mississippi

After the former workers claim unemployment benefits in Mississippi, MDES sends a request to all employers listed on the claim for information regarding reasons for separation. Each employer has 14 days to respond. Information provided by the employer after the 14-day period will not be considered. To receive unemployment insurance coverage, an applicant cannot have quit, or separated from his or her former employer due to reasons of his or her own fault, to include misconduct.

Once the wage and separation information is complete, MDES issues the claimant a “Monetary Determination” advising the beginning and ending dates of the benefit year, the weekly benefit amount, the maximum federal unemployment benefits benefit amount, and the quarterly wages reported by each base-period employer. Benefits may be paid until benefits are exhausted or until the end of the benefit year, whichever comes first. Anytime the individual files a claim for benefits that benefit year, they will file on the same claim.

Calculating Unemployment Benefits in Mississippi

The time to complete an MS unemployment benefits claim is the Sunday prior to the dated the claim was filed. Backdated claims may be allowed under certain situations.

For those wondering Hhow to qualify for unemployment, it should be noted that it  in Mississippi is also based on the claimant qualifying monetarily. To qualify monetarily, a. the applicant must have earned wages in insured work in during the “base period,” “ must (the first four of the last five completed calendar quarters immediately preceding the effective date of the claim) equal to 40 times that individual’s weekly benefit amount,  b. must have been paid wages in insured working during at least two quarters of the base period, and and  c. haveearned no less than $780 in at least one base period quarter. When claiming benefits for unemployment in MS, Aa “benefit year” is established for a period of 52 weeks beginning with the “effective date” of the claim. A benefit year is established only if the applicant meets the monetary requirements of the Mississippi Employment Security Law.

A claimant who qualifies for unemployment can calculate the expected benefit amount before the determination letter arrives. be illustrated by an example. A claimant works for two employers during the year. For example: Employer 1 reports their wages of $12,000 for each of the second and third quarters of 2014. Employer 2 reports their wages of $14,500 for the fourth quarter of 2014 and the first quarter of 2015. Total base period wages are $53,000. The unemployment insurance claimant petitioner satisfies the two requirements of base-period wages of at least $780 in one quarter, and wages in at least two quarters. The weekly benefit amount can be solved by dividing the total wages in the highest quarter ($14,500) by 26, which equals $557.69. The maximum weekly benefit amount per MS law is $235, which then becomes the claimant’s weekly unemployment benefit amount.

The maximum benefit amount allowable is 26 times the weekly benefit amount, or one third 1/3 of the total base-period wages whichever is less. In this case, 26 x $235 = $6100, $53,000 divided by three = $17,666.67. The claimant’s maximum benefit amount is $6100. Finally, it must be determined if the individual has earned at least 40 times the weekly benefit amount. 40 x $235 = $9400. In this example, the unemployment insurance applicant qualifies monetarily and will be issued a Monetary Determination advising the beginning and ending dates of the benefit year, the weekly benefit amount, the maximum benefit amount, and the quarterly wages paid by each base-period employer. 

The minimum weekly benefit amount in Mississippi is $30. If applicants claim unemployment benefits and MDES determines that they do not have adequate wages in their base period to qualify, they may reapply again after the quarter changes if they are still unemployed.

In claiming benefits for unemployment in MS, a claimant is regarded as working part time if they he or she works less than full- time and earns less than their weekly benefit amount, plus $40 during any week. Part-timeotal unemployment claim unemployed applicants are required to report all earnings during each week filed. The amount of earnings in excess of $40 is deducted from the individual’s weekly benefit amount, and if otherwise eligible, the UI petitioner is issued a benefit payment for that week.

Only during periods of high unemployment (defined by MES law), claimants who have exhausted their regular unemployment benefits may qualify for an unemployment benefits extension.

Regarding the unemployment benefits claim, Mississippi Department of Employment Security law requires that child support be deducted from the former worker’s unemployment benefits if so directed by the Mississippi Department of Human Services. They will be notified by MDES is child support will be deducted from their weekly unemployment benefits.

There are other provisions that fall under the heading Trade Readjustment Allowances which provide for compensation and/or training to persons unemployed or underemployed due to increased activity of foreign imports. These benefits include training, relocation allowance, relocation move, job search allowance, health coverage tax credit, and alternative trade adjustment assistance.

MS federal unemployment benefits are taxable. The former worker will be furnished a statement, Form 1099-G or the equivalent at the end of the year that the benefits are paid. The law requires the applicant to pay 90 percent of their tax for the year through withholding or quarterly estimated tax payments. The applicant may choose to have 10 percent of their his or her unemployment payments withheld for Federal Income Tax. The tax will be deducted after other deductions are made (earnings, overpayments, pensions, child support payments). They will be permitted to change a previously selected option by reporting to their Unemployment Insurance office.

Filing for the Weekly Unemployment Benefit in Mississippi

For the Mississippi unemployment benefits claim, weekly claim certifications can be filed online or through the MDES Call Center.

The claimant’s failure to file their a weekly claim certification in a timely manner will affect their his or her benefits. The week begins on Sunday and ends on Saturday. They Candidates must file a their weekly claim certification after the week has ended, but before the next week begins at 12:01 a.m. on Sunday. In claiming benefits for unemployment online, the applicant needs a User ID and a password. They He or she may file online during normal business hours.

Additionally, in order to receive federal unemployment benefits, the former employee must be registered for work through their the local WIN Job Center, must contact three employers each week to apply for work (an actual application must be completed with at least one of the three employer contacts, and must provide a detailed record of the employers they contacted each week.

To claim unemployment benefits, the claimant’s work search details must include: how it was completedthey did it, the date they did itit was performed, the company name and the name and phone number of the person with whom they they spoke with. If an applicant they filed a their weekly certifications for benefits online, he or she they will be directed to complete his or her their work search details first. If he or she they filed the ir weekly certification for benefits via the Interactive Voice Response system, he or she they must complete the ir weekly work search by calling the Call Center, Wednesday through Friday, 8 a.m. to 5 p.m. to provide their work search details.

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