Indiana Unemployment Benefits Claim
Unemployed workers in Indiana wanting to know how to claim unemployment benefits, register for work, and receive continued eligibility for federal unemployment benefits in Indiana will benefit from reading this section. Some of the different topics covered include, claiming benefits for unemployment, calculating your unemployment benefits amount, limitations on benefits, and unemployment benefits and federal income taxes.
To learn more about how to claim unemployment benefits and all the aspects surrounding this subject, read through the sections:
Indiana Unemployment Resources
Claiming Benefits for Unemployment in Indiana
Soon after applicants file their unemployment benefits claim, they will receive a Wage Transcript and Benefit Computation form. Receiving this notice does not guarantee that the claimant will receive federal unemployment benefits. Claimants need to check the form to make sure the information is correct, including: name and address, Social Security number, wages, and former employers.
Calculating your Federal Unemployment Benefits
During the base period months, the former employee must have earned wages totaling at least $4,200, of which $2,500 must have been earned during the last 6 months of the base period. Additionally, the base period wages must be at least one and a half times the highest quarter wages.
The Indiana total unemployment benefits claim amount is limited by the MBA which is shown on the Wage Transcript and Benefit Computation. It will be 26 times the weekly benefit amount.
Claimants may qualify for “partial benefits” if their employer reduces their work hours to less than their regular full-time work week, or if they take a part-time job and earn less than their weekly benefit amount. Claimants must report their part-time wages on their voucher when earned. A claims deputy will review their circumstances and make a determination of eligibility which will be mailed to the applicant.
If the former worker owes child support payments, the money can be deducted from the weekly benefits. Federal unemployment benefits can be reduced if the UI recipient receives payments from a pension, retirement or annuity plan unless it was used to satisfy a severe financial hardship resulting from an unforeseeable emergency. Severance pay for all individuals will be deducted from UI benefits.
Indiana unemployment benefits claim amounts are taxable income and subject to both federal and state income taxes. Unemployment benefits will be listed on Form 1099-G. You may elect to have federal income tax withheld at a rate of 10 percent and state income tax withheld at a rate of 4 percent. The tax withhold request must be made when the filing the initial unemployment claim. An applicant cannot choose to stop withholding at any point during the current unemployment benefits claim.
Filing a weekly unemployment benefits claim
Federal unemployment benefits are requested by way of a “claim voucher.” The vouchers must be submitted each week following the initial unemployment application and each week thereafter.
IN unemployment benefits claim vouchers can be filed at any WorkOne location or online. The filing of claim vouchers involves the applicants responding to a series of questions. If an unemployment beneficiary knowingly fails to disclose information or makes false statements to receive benefits, he or she may: lose their benefits, be forced to repay improperly received benefits with interest and penalty, be disqualified from receiving future benefits, and be subject to civil and criminal prosecution.
After eligible applicants file their initial federal unemployment benefits claim, their payment will arrive in the form of a Visa debit card. The benefits will be directly deposited into the applicant’s Visa prepaid debit account. The debit card can be used for direct purchases from retailers such as markets, department stores, pharmacies, etc. The money on the Visa debit card can be transferred to the claimant’s personal checking or savings account as long as the bank where those accounts are kept is a Visa Member bank.